RL Wealth Management, L.L.C. specializes in the creation and implementation of our clients’ financial plan and the corresponding investment management. As a Registered Investment Advisor, RLWM is compensated on a fee-only basis. This means that we never accept any commissions compensation from outside companies. For Wealth Management and Advisory clients, our only compensation comes directly from them in the form of a fee based on the amount of assets under management.

Financial Planning

According to the CFP® Board, the financial planning process is comprised of 6 steps, as follows:

  1. 1. Establishing and defining the relationship the client wants.
  2. 2. Gathering data.
  3. 3. Analyzing and evaluating the client’s financial status.
  4. 4. Developing and presenting the financial plan recommendations.
  5. 5. Implementing the financial planning recommendations.
  6. 6. Monitoring.

     -CFP Board

Our Wealth Management and Advisory clients can expect a personal and hands-on approach to their financial planning. Because the financial planning process is on-going and ever-changing, regular reviews and meetings will be scheduled out in advance. We like to meet with our clients at minimum on a semi-annual basis; however, we meet with most of our clients 3-4 times a year, depending on their needs and preference.

Investment Management

Our clients’ investment strategies are tailored to their individual needs. We start out with model portfolios based off risk tolerance. Since no two clients are the same, we then tailor the model portfolio to each client’s situation based off of the financial planning analysis, assets held away from RLWM (ie. 401ks), and other individual factors. We also take into consideration investments that clients bring with them in their transition to RLWM–if an existing investment fits, we keep it.

It is important for clients to know that RL Wealth Management, L.L.C. never takes custody of clients’ assets. Client assets are held with a custodian, and RLWM has the authorization (discretion) to make trades on our clients’ behalf.

 

 

RL Wealth Management, L.L.C. is listed with the State of Indiana as a Registered Investment Advisor. The firm will not solicit or accept business in any state in which it is not properly registered or qualified to conduct business by virtue of a state “de minimus” exemption. The purpose of this web site is limited to the dissemination of general information regarding the services offered by RL Wealth Management, L.L.C. and does not provide investment advice. This site is not intended to be a solicitation or offer to sell investment advisory services to residents of any state in which RL Wealth Management L.L.C. is not currently authorized to do so.